Two special offers to save huge interest on home loan & bring down the cost of your
house by 20% to 30%.

Option 1 – Axis Bank Home Loan with Overdraft Facility

Option 2 – Axis Bank Quick Pay Home Loans

Option 1 - Home Loan with Overdraft Facility

Axis Bank Home Loan + Overdraft facility
=
Savings of interest + Early closure of loan + Freedom to withdraw money any time

How it works, see calculation below

Home Loan with Overdraft Facility

QuikPay Home Loan is a unique financing solution that helps you repay higher principal earlier in the loan tenure. Your monthly instalments reduce every month helping you make huge savings on interest

Min Loan amount Rs. 50 Lakhs

No prepayment charges

Floating Interest rate Applicable

Max Tenure of 22 years*

Features & Benefits

Facilities provided
  • Cheque Book
  • ATM card
  • Internet Banking
  • Phone Banking

How does a Super Saver Work?

After the home Loan is disbursed, any amount deposited in the Super Saver account by you shall reduce the principal outstanding and you will be be charged interest on the net principal outstanding
i.e. loan amount outstanding minus any excess funds parked in the account.

Attractive Rates

We offer Super Saver Home Loans at Attractive interest rates so that not only do you save interest on your home loan by parking excess funds.

Salaried individuals eligible for home loan

  • Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
  • Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.

Professionals eligible for home loan

  • Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
  • Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.

Self-employed individuals eligible for home loan

Any individual filing income tax returns can apply

Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan

Determine your loan eligibility using our Home Loan Eligibility Calculator here

Home Loan Borrowing Limits

Minimum – Rs. 3 lakhs

Margins

For home loan upto Rs. 30 Lakhs – 10%
For home loan above Rs. 30 Lakhs upto Rs. 75 Lakhs – 20%
For loan above Rs. 75 Lakhs – 25%

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