Home Loan + Quick Pay
=
Savings of interest + Early closure of loan

How it works, see calculation below

QuikPay Home Loan

QuikPay Home Loan is a unique financing solution that helps you repay higher principal earlier in the loan tenure. Your monthly instalments reduce every month helping you make huge savings on interest

Repay higher principal

Interest savings with reducing monthly instalments

No prepayment charges

Balance transfer facility available

Higher amount of principal repaid earlier in the loan tenure

Reducing Monthly Installments help ease interest payments each month

Benefit for Borrowers with growing responsibilities since you pay lesser compared to a regular Home Loan

Customers can transfer their Home Loans and avail huge benefits

Salaried individuals eligible for home loan

  • Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
  • Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.

Professionals eligible for home loan

  • Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
  • Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.

Self-employed individuals eligible for home loan

Any individual filing income tax returns can apply

Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan

Determine your loan eligibility using our Home Loan Eligibility Calculator here

Home Loan Borrowing Limits

Minimum – Rs. 3 lakhs

Margins

For home loan upto Rs. 30 Lakhs – 10%
For home loan above Rs. 30 Lakhs upto Rs. 75 Lakhs – 20%
For loan above Rs. 75 Lakhs – 25%

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